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Services

Responsible Lending

Please be aware a short term cash loans NZ installment loan is there to help manage a short-term financial emergency where you need to access money sooner.

It’s not NOT a long-term solution and if it’s not used responsibly this type of financial product could create a bigger financial burden.

As a responsible lender it is our responsibility to ensure that you can repay your loan in a way that is affordable to you. Our short-term installment loans are not designed for long-term borrowing or keeping you in debt. But, instead are to be repaid between 3 and 6 months depending on the amount and repayment length you choose.

If you need to borrow over a longer period there are other, more suitable forms of credits that are available and you should talk to us.

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Our business is committed to responsible lending and we will always lend responsibly at all times.

Our processes to facilitate short-term installment lending include and not limited to:

  • Affordable and variable loan amounts based on available income
  • Repay early without any early repayment charges
  • Assist you by never lending more than $500 on your first loan (subject to status and assessment of affordability etc.)
  • As an existing customer, we may be able to consider applications for greater sums but this cannot be guaranteed as we need to consider your circumstances on each occasion.

Being transparent, honest and open

Please be aware a short-term installment loan is there to help manage a short-term financial emergency where you need to access money sooner.

It is a NOT a long-term solution and if it is not used responsibly this type of financial product could create a bigger financial burden.

As a responsible lender it is our responsibility to ensure that you can repay your loan in a way that is affordable to you. Our short term cash loans NZ installment loans are not designed for long-term borrowing or keeping you in debt. But, instead are to be repaid between 3 and 6 months depending on the repayment length you choose.

If you need to borrow over a longer period there are other, more suitable forms of credits are available and you should talk to us.

short term cash loans NZ
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Few things you should consider

  • When thinking about applying for a short-term installment loan it is important to consider why you need one.
  • You should never borrow money unless you are sure you can pay it back otherwise you may incur further charges.
  • If you think you will not be able to stick to the repayment amounts over the repayment period you have chosen then don’t apply in the first place.
  • Communicate with us honestly and we will do our best to help you.

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